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Personal finance

What is safe to spend? The one number Expense Diary shows you every morning

Budgets tell you what you planned. Safe to spend tells you what you can actually afford today, worked out from your accounts, your bills and your payday.

How to import a bank statement into a budget app from a photo, with no bank login

Photograph a bank or card statement and every row is read into a list you check before anything is added. On the phone, with no bank connection.

A budget app without a bank connection: why Expense Diary never asks for your login

Most budgeting apps want to connect to your bank. Expense Diary does not, on purpose. What you give up, what you gain, and how scanning and a five-second entry fill the gap.

Savings goals that tell you if you're on track: the maths behind Expense Diary's jars

A savings goal needs three numbers: how much, by when, and what that means each month. How the jars in Expense Diary work them out, and why the jar fills the way it does.

How to scan a receipt into an expense tracker without typing a thing

Point the camera at a receipt and the shop, date and total are filled in for you. How Expense Diary reads a receipt on the phone, and what to do when it gets one wrong.

How much do your subscriptions really cost a year? A subscription tracker that shows you

Monthly prices hide the true cost. Added up over a year, five ordinary subscriptions surprise most people. How Expense Diary tracks them and their renewals.